Joseph J Hartigan III

Notice of Foreclosure by Advertisement Notice is given under section 3212 of the revised judicature act of 1961, 1961 PA 236, MCL 600.3212, that the following mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at a public auction sale to the highest bidder for cash or cashier’s check at the place of holding the Circuit Court in Presque Isle County, starting promptly at 11:00 AM, on December 4, 2026. The amount due on the mortgage may be greater on the day of the sale. Placing the highest bid at the sale does not automatically entitle the purchaser to free and clear ownership of the property. A potential purchaser is encouraged to contact the county register of deeds office or a title insurance company, either of which may charge a fee for this information. Name(s) of the mortgagor(s): Joseph J Hartigan III, Single Man Original Mortgagee: mBank Foreclosing Assignee: PHH Asset Services LLC Date of Mortgage: April 13, 2020 Date of Mortgage Recording: April 21, 2020 Amount claimed due on mortgage on the date of notice: $140,045.72 Description of the mortgaged premises: Situated in the Township of Bearinger, Presque Isle County, Michigan, and are described as: Commencing at the Northwest corner of Section 32, T36N, R2E; thence along the North line of said Section North 88﹉28’27” East 907.36 feet to the Point of Beginning; thence continuing North 88﹉28’27” East 381.31 feet; thence South 00﹉28’36” East 1,309.39 feet to the shore of Black Lake; thence along said shore North 27﹉37’53” West 71.27 feet; thence North 23﹉57’13” West 97.84 feet; thence North 28﹉30’56” West 247.16 feet; thence North 37﹉08’54” West 212.12 feet; thence North 62﹉34’17” West 307.94 feet, all being along the shore of Black Lake; thence North 33﹉46’20” East 374.70 feet; thence North 01﹉31’33” West 307.19 feet to the Point of Beginning; sidelines extend to the water’s edge; all being a part of Government Lot 1, Section 32, T36N, R2E; EX炯泵炬T: Commencing at the Northwest corner of Section 32, T36N, R2E; thence along the North line of said Section North 88﹉28’27” East 1,288.67 feet to the Northeast corner of Government Lot 1; thence along the East line of Government Lot 1, South 00﹉28’36” East 24.75 feet to the Point of Beginning; thence continuing South 00﹉28’36” East 1,284.64 feet to the Shore of Black Lake; thence along said Shore North 27﹉37’53” West 71.27 feet; thence North 23﹉57’13” West 97.84 feet; thence North 28﹉30’56” West 130.89 feet all being along the Shore of Black Lake; thence North 30﹉00’00” East 62.17 feet; thence North 00﹉28’36” West 960.52 feet; thence parallel with the North line of said Section North 88﹉28’27” East 101.52 feet to the Point of Beginning; All being a part of Government Lot 1, Section 32, T36N, R2E; ALSO EXCEPT: Parcel C: Commencing at the Northwest corner of Section 32, T36N, R2E; thence along the North line of said Section North 88﹉ 28’ 27” East 1187.15 feet; thence South 0﹉ 28’ 36” East 24.75 feet; thence South 88﹉ 28’ 27” West 50.00 feet to the point of beginning; thence South 0﹉ 33’ 29” East 847.01 feet; thence South 41﹉ 56’ 54” West 69.20 feet to the shore of Black Lake; thence along said shore North 37﹉ 8’ 54” West 106.57 feet; thence North 39﹉ 5’ 42” East 96.61 feet; thence North 0足 39’ 50” West 737.23 feet; thence North 88﹉ 28’ 27” East 50.00 feet to the point of beginning; all being part of Government Lot 1, Section 32, T36N, R2E. Commonly Known as: 20805 Bluffs Hwy., Onaway, MI 49765 The redemption period shall be 6 months from the date of such sale, unless determined abandoned in accordance with MCL 600.3241a, in which case the redemption period shall be 30 days from the date of such sale, or upon the expiration of the notice required by MCL 600.3241a(c), whichever is later; or unless MCL 600.3240(16) applies. If the property is sold at foreclosure sale under Chapter 32 of the Revised Judicature Act of 1961, under MCL 600.3278, the borrower will be held responsible to the person who buys the property at the mortgage foreclosure sale or to the mortgage holder for damaging the property during the redemption period. Attention Purchaser: This sale may be rescinded by the foreclosing mortgagee for any reason. In that event, your damages, if any, shall be limited solely to the return of the bid amount tendered at sale, plus interest, and the purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee’s attorney. Attention homeowner: If you are a military service member on active duty, if your period of active duty has concluded less than 90 days ago, or if you have ordered to active duty, please contact the attorney for the party foreclosing the mortgage at the telephone number stated in this notice. This notice is from a debt collector. Date of notice: 10/29/2026 Potestivo & Associates, P.C. 251 Diversion Street, Rochester, MI 48307 248-853-4400 322951
(10-29)(11-19)