Kenneth M. Ptak and Jacqueline A. Ptak

Notice of Foreclosure by Advertisement

Notice is given under section 3212 of the revised judicature act of 1961, 1961 PA 236, MCL 600.3212, that the following mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at a public auction sale to the highest bidder for cash or cashier’s check at the place of holding the circuit court in Presque Isle County, starting promptly at 11:00 AM, on July 21, 2023. The amount due on the mortgage may be greater on the day of sale. Placing the highest bid at the sale does not automatically entitle the purchaser to free and clear ownership of the property. A potential purchaser is encouraged to contact the county register of deeds office or a title insurance company, either of which may charge a fee for this information:

Name(s) of the mortgagor(s): Kenneth M. Ptak and Jacqueline A. Ptak, husband and wife

Original Mortgagee: Mortgage Electronic Registration Systems, Inc., as mortgagee, as nominee for lender and lender’s successors and/or assigns

Foreclosing Assignee (if any): PHH Mortgage Corporation

Date of Mortgage: December 17, 2003

Date of Mortgage Recording: December 29, 2003

Amount claimed due on date of notice: $48,797.82

Description of the mortgaged premises: Situated in Township of Allis, Presque Isle County, Michigan, and described as: A parcel of land commencing at the center 1/4 corner of Section 32, Town 34 North, Range 2 East; thence

South 01 degree 45 minutes 04 seconds East, along the North-South 1/4 line, 855.02 feet to the point of

beginning; thence, continuing along the same line, 424.73 feet to the 1/8 post; thence South 89 degrees 20 minutes 31 seconds West, along the 1/8 line, 1195.92 feet to the Easterly line of M-33; thence Northwesterly, along the curve of the East line, chord length 449.03 feet, bearing North 14 degrees 45 minutes 19 seconds West; thence North 89 degrees 48 minutes 05 seconds East 1295.52 feet to the point of beginning. All being a part of the North 1/2 of the Southwest 1/4 of Section 32, Town 34 North, Range 2 East.

Common street address (if any): 8717 M 33, Onaway, MI 49765-9360

The redemption period shall be 1 year from the date of such sale, unless determined abandoned in accordance with MCL 600.3241a.

If the property is sold at foreclosure sale under Chapter 32 of the Revised Judicature Act of 1961, pursuant to MCL 600.3278 the borrower will be held responsible to the person who buys the property at the mortgage f

oreclosure sale or to the mortgage holder for damaging the property during the redemption period.

Attention homeowner: If you are a military service member on active duty, if your period of active duty has concluded less than 90 days ago, or if you have been ordered to active duty, please contact the attorney for the party foreclosing the mortgage at the telephone number stated in this notice.

This notice is from a debt collector.

Date of notice: June 22, 2023

Trott Law, P.C.

31440 Northwestern Hwy, Suite 145

Farmington Hills, MI 48334

(248) 642-2515

1501983

(06-22)(07-13)